R500/R1500 Promo
If we can’t beat your current car insurance premium, ask for R500. Claim-free with the same insurer for 3 years? Make that R1500!
Protect your vehicle with comprehensive car insurance that covers you against theft, hijacking, accidents, and damage caused by natural disasters. You’ll also benefit from fixed excess, a cash OUTbonus, and 24/7 roadside assistance for complete peace of mind.
Our cover includes third-party liability, towing, and storage ensuring you're supported in any situation. Whether it’s a minor bump or a major incident, we’ve got you covered.
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Get an essential car insurance solution specifically designed for unfinanced vehicles that are older than five years and valued at less than R130,000. It’s more affordable than comprehensive insurance and lets you choose the things that are most important to you - the essentials.
On top of that, it puts you in control of the repairs of your vehicle by paying out claims in cash, giving you the opportunity to choose your own repairer.
You can get up to R1 million liability cover that covers you if you’re legally responsible for damage to a third party’s vehicle. You can also be covered for accidents and theft in the event that your vehicle is stolen or hijacked.
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Cover the costs of repairing your OUTsured vehicle following a sudden or unexpected mechanical or electrical breakdown.
Motor Warranty insurance is designed to pay towards the cost of repairing your vehicle, following mechanical or electrical breakdown.
Mechanical or electrical breakage means the sudden and unexpected failure of a part arising from any permanent mechanical, electrical or electronic fault, which causes the part to stop working, and means that it needs repairing or replacing before it will work properly.
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We introduced the concept of a cash OUTbonus: where you get 10% of your paid car insurance premiums back in cash for remaining claim free for three consecutive years.
Since we opened our doors in 1998, we’ve paid more than R7.5 billion in OUTbonuses to more than 994,600 clients. That is an average of R2.57 million in OUTbonuses per day for the 2024 calendar year.
As part of your comprehensive car insurance package, you’ll have exclusive access to 24/7 Help@OUT emergency home and roadside assistance.
You can also sign up for Panic Assistance on the OUTsurance App, where you get access to 24/7 armed response and medical assistance, at no additional cost.
Car insurance excess is the amount you need to pay upfront for each claim. For example, after an accident, you’ll pay the excess directly to the panel beater, regardless of who caused the accident.
A car insurance quote is an estimate of your monthly premium based on the details you provide. It can be given online or over the phone and is finalized once all required information is submitted.
A car is written off when the repair costs exceed its insured value, minus the salvage value. In such cases, the insurer pays out the insured value instead of repairing the vehicle.
Insured value is the maximum amount your insurer will pay for a valid claim, minus excess and other applicable deductions. If your car is financed, the settlement goes to the finance company excluding penalties, arrears, and extra charges.
A valid claim is when your policy covers the damage or loss after an incident. Claims won’t be accepted if the driver was under the influence, the car wasn’t roadworthy, or the driver didn’t have a valid licence.
A third party is someone whose property was damaged due to your actions or who caused damage to your vehicle. Third-party cover protects you against liability for such damages.
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