If you thought the cost of insurance is too high considering the value of your vehicle, let OUTsurance surprise you with premiums from as little as R90 per month!
If your vehicle is valued at less than R50 000; older than five years; and not financed - what are you waiting for?
-
We'll also provide you with cover in countries outside South Africa (Botswana, Lesotho, Malawi, Mozambique, Namibia, Swaziland and Zimbabwe).
-
With essential car insurance, you select the exact amount of cover that you require within certain limits, depending on the vehicle you want to cover.
-
Your excess is in the form of a payment deduction (first amount not covered). This amount is set at a default of R1 000, but you can increase this if you want.
-
Not only does this leave you with cash in your pocket, but you'll also be in complete charge of the repair process!
Choose the best cover for your specific needs
Essential accident cover, essential theft cover and essential liability to other people cover can be selected in any combination to arrive at an essential insurance package to suit your needs and your pocket.
If you're involved in an accident or if your vehicle is stolen, we'll pay out a percentage of the specified value in cash (see % below):
- When your vehicle is damaged in an accident (including fire, explosion, earthquake, snow, hail, flood or storm), we pay you up to 25% of your OUTsured value in cash.
- If an accident is your fault and you are legally liable for damage to a third party's vehicle, we'll pay for damage to the other person's vehicle, to a maximum of R500 000, with no excess payable.
- If your vehicle is stolen, we'll pay out up to 60% of the OUTsured value. So, this means that if your vehicle is worth R30 000 and gets stolen, we'll pay out R18 000 (60% of the specified value), minus the first amount not covered (R1 000), leaving you with R17 000 in cash.
back to top
|
Essential Contents Insurance
You'll be covered to a maximum of R50 000 for damage caused by acts of nature, fire, impact by a vehicle or damage caused by a leaking or burst geyser.
Finally, if you can be held legally liable for any injuries or damage following a fire and which occurred at the risk address, we'll cover you for up to R50 000.
In case of a claim, you won't pay an excess - we only subtract R300 from the final payout amount.
Add a little something extra...
* click on arrows to expand
- Theft cover
Our optional theft cover ensures that you'll receive cover in case of theft. You can also specify the exact amount of theft cover you require.
- Theft cover for unoccupied buildings
If you already have theft cover and your house will be unoccupied for more than 30 days at a time, you might want to consider taking out this optional cover as well.
- OUT-and-About
OUT-and-About perfectly complements essential contents insurance when you take any of your household items outside the house.
- Death of a member of your household
In the event that a member of your household dies as a direct result of a fire at your home, we'll pay R1 500 per incident if you choose this optional cover.
back to top
|
Essential Buildings Insurance
We’ve made sure that your building will be covered for a maximum of R200 000 in case of fire, explosion and any acts of nature such as earthquakes, wind or hail storms. We also provide cover if your geyser bursts and your building gets damaged because of impact by a vehicle.
If you can be held legally liable for any injuries or damage to someone else’s property, we’ll cover you for up to R50 000.
You’ll never pay an excess - we only subtract R300 from the final payout amount. You also can choose to increase this amount if you want.
Add a little something extra...
* click on arrows to expand
|
