This is why you’ll love insuring with OUTsurance
- We do our very best to work out a deal that saves you money on your insurance!
- At OUTsurance your premium is determined around your risk factors and yours alone. We can cover you for much less than what you are currently paying if you're a low-risk client.
- Just like you, we absolutely hate hidden costs, complicated insurance documents and fine print. That's why there is no fine print and our documents are easy to read!
- You'll never pay any insurance broker fees or commissions - because we cut out the middleman.
- We realise that without you, OUTsurance simply wouldn't exist. That's why you can be sure to receive awesome service every time you deal with us.
- We know just how inconvenient it is when you've suffered a loss and have to claim. We will do our best to process your claim as quickly as possible and get you sorted ASAP!
- Receive free Help@OUT emergency roadside and home assistance - 24 hours a day, 7 days a week.
- If you remain claim free for three years, you'll get 10% of your paid premiums back in hard cash. Remember we pioneered the OUTbonus and have paid over R800 million back to clients.
- You can also now get life insurance from OUTsurance! We offer money-saving premiums and peace of mind death cover, disability cover and critical illness cover.
Documents | Frequently Asked Questions
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Car Insurance
| With our comprehensive car insurance product, you're covered if you are involved in a car accident; an unfortunate victim of theft or hijacking; or if your vehicle is damaged intentionally by someone else. Our comprehensive car insurance product also covers your vehicle if it is damaged by acts of nature (including flood), explosion and fire. Cover for hail damage comes standard with our comprehensive car insurance package. |
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Contents Insurance
Your household contents are made up of all the moveable 'things' in your house - from your cutlery and crockery to that fancy new flat screen TV. In the event of a valid claim, we'll repair or replace these items.
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OUT-and-About (All Risk) Insurance
| To complement our value-for-money household contents cover, we've put together OUT-and-About insurance cover for items such as clothing, jewellery, sporting equipment, cellular phones, laptops, MP3 players and cameras. There's no place on earth where you won't be covered, so make sure that whenever you leave your house, you take OUTsurance with you. |
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Buildings Insurance
| Your house is probably your most valuable asset, and that's exactly why we've put in a great deal of time and effort to design a buildings insurance package (also known as 'homeowners insurance') that will have the structure of your house properly covered. OUTsurance covers your building for the full cost of rebuilding or repairing it with brand-new materials. |
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Bicycle Insurance
Our bicycle insurance package will cover your bike every time you ride it! Your bicycle and accessories are comprehensively insured during training, whilst competing in a race (no limit) and when you're transporting your bicycle!
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Watercraft Insurance
If you are a keen water sports enthusiast and are lucky enough to own a motor boat, ski boat, wet bike (jet ski) or a rubber duck, our watercraft insurance package provides the perfect cover.
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Personal Accident
Personal Accident Insurance provides you with the option of covering anyone in your household between the ages of 14 and 70. OUTsurance will provide cover in case of accidental death, accidental permanent disability or accidental temporary total disability.
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Essential Insurance
We developed Essential OUTsurance to offer low-cost, straightforward insurance specifically designed to fit even the tightest budget, providing you with peace-of-mind insurance for your vehicle, contents and building.
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