Unleashing the cash OUTbonus reward
When OUTsurance introduced Pet Insurance in July 2020, they set a precedent as the first and only South African pet insurer to include a no-claims bonus reward as part of their standard product offering.
The introduction of the Pet OUTbonus meant that for the first time, pet owners dedicated to preventative care—ensuring their pets received the best possible care and minimising risks that could lead to claims—could reap the benefit of having healthy pets, plus actual money back in their pockets as a reward for remaining claim free.
Today, less than four years later, OUTsurance has paid out a whopping R1 million in Pet OUTbonuses to OUTsurance pet parents throughout South Africa.
A million reasons to insure with OUTsurance Pet
OUTsurance Pet Insurance offers an affordable solution to maintaining your pets’ well-being without having to worry about substantial veterinary expenses.
If you’re already an OUTsurance client, you know the value of quality insurance, backed by awesome service. And who better to insure your pets than a brand you already know and trust?
Switch to OUTsurance Pet Insurance and get even more OUT.
- A one-of-a-kind cash OUTbonus
Our OUTbonus is one of many reasons to switch to OUTsurance Pet. You will get 10% of your paid premiums back after three consecutive claim-free years; 10% after another two claim-free years, and 10% back for every claim-free year thereafter. - A fixed excess
You will pay a fixed excess amount, regardless of the claim amount. This is different to other pet insurers who sometimes ask high percentage-based excesses (e.g. a set percentage of the final claim amount). - A vet of your choice
At OUTsurance, we’re more than happy for you to visit any registered vet of your choice.
- Discounted pet premiums
You might be surprised by how many pet insurance discounts your pets already qualify for. For example, with OUTsurance you could get a discount for covering multiple pets, or for ensuring your pet is in great physical shape (i.e. an ideal body score).
- A premium unique to your pet
At OUTsurance, our advanced underwriting model ensures that you pay exactly the right premium, based on your pet’s unique risk profile. This means that if your pet has a low-risk profile, you could end up paying much less than anywhere else.
- Pre-assessment of illness and accident claims
We pre-assess illness and accident claims with estimates above R15 000 to allow for quick decision-making when it comes to available treatment options.
- Generous annual limits that are easy to understand
When you’re shopping around for pet insurance, always consider annual limits and sub-limits. Make sure you understand how much cover you’ll really get by checking the annual cover – that is, the amount you’re allowed to claim for, in total, during a year. Pet insurance plans may also have sub-limits, which limit the amount you can claim for certain treatments. Sub-limits are often applied to more common treatments, so it’s important to make sure they aren’t hidden in the fine print.
- A Pet-Act-OUT benefit
Our Executive Pet Insurance plan automatically includes Pet-Act-OUT cover where your pets can enjoy benefits like puppy socialisation classes. It also includes corrective behavioural treatments recommended by your vet.
- Add Help-Pet-OUT optional cover
- You can add Help-Pet-OUT optional cover at an additional monthly premium to include rehabilitation treatment (e.g. hydrotherapy, heat therapy, or therapeutic ultrasound) to make sure your pet has a speedy recovery after surgery.
- Help-Pet-OUT also includes emergency kennel care in the event that you’re hospitalised and unable to care for your pet. We will cover the boarding cost to keep your pet at a licensed kennel or cattery or, alternatively, we will pay towards the cost of getting someone who’s not a member of your household to look after your pet.
- If your pet is stolen or missing, we’ll pay the cost of advertising up to the limit specified on your policy schedule per policy year.
- You’ll be pleased to know that making use of Help-Pet-OUT does not affect your OUTbonus.
- Add our Health Booster optional cover
- Our Health Booster optional cover is available to you at an additional monthly premium where we’ll cover the cost for any chronic or ongoing medication prescribed by a vet and administered for a period longer than three months.
- We’ll also pick up the bill for dog and cat food prescribed by a vet in support of a medical condition such as arthritic joint support.
- We will pay for supplements prescribed by a vet and administered orally or topically in support of a medical condition.
- Add Third Party Liability optional cover
- You will receive cover up to the limit specified on your policy schedule for the amount you’re legally liable to pay for damage to property, bodily injury or death that your pet may cause to someone other than you or a member of your household.
Your pet deserves only the best
We don’t want you to miss out on a chance to provide the best for your pet. If you’re shopping around for pet insurance, click here for tips on how to choose the best cover.
At OUTsurance, we offer four pet insurance plans. Whereas accidental cover is an absolute non-negotiable, it’s equally important to be prepared for unforeseen events when your pet might require veterinary care for sudden illnesses, even if it's not an overnight stay. Remember, even short visits to the vet can have significant financial implications.
Don't let unexpected expenses catch you off guard. Please see the below for a list of cover options:
- Get the basics right with our Accidental Plan
From only R69pm, our Accidental Plan will pay out up to R16 000 a year. Your pet will be covered for injury as result of an accident (e.g. a dog or cat fight) or other sudden and unforeseen incidents (e.g. fractured bones). - Level up to our Core Plan.
Your accidental cover limit increases to a whopping R35 000 per claim and in addition, your pet will be covered for unexpected illnesses that requires admission at the vet. - Upgrade to our Standard Plan.
In addition to accidental cover and illness cover, you’ll also be covered for vet visits. Think consultation fees, prescribed medication, diagnostic tests, and dentistry which does not require admission. - Go for gold with our Executive Plan.
Your pet will be covered for accidents (with an impressive R52 500 limit per claim), illnesses, vet visits, as well as puppy socialisation classes and corrective behavioural treatment as recommended by your vet.
Click here to compare the different OUTsurance Pet Insurance plans.
OUTsurance is a licensed insurer and FSP. Ts, Cs and limits apply. Premiums are risk profile dependent and reviewed annually based on risk profile and economic factors. The OUTbonus is a standard product feature, only paid after three claim-free years and premium dependent.