Life insurance seems like something only older people need to worry about, right? Wrong! There are countless reasons as to why you shouldn’t wait to buy life cover. The main one is because life happens, and it is important to be prepared for whatever comes your way.
Below are four reasons as to why you should consider purchasing Life Insurance with OUTsurance today.
Your life insurance premiums are determined by your specific individual health and risk factors at the time you choose to apply, so it is ideal to get your life cover up and running while you are still young, fit and healthy. If, instead, you choose to wait a few years, you might develop a health condition that could make life cover more expensive to take or may even cause that some insurers will not be able to give you cover.
Yes, you’re young, and you might feel that you do not need life cover at all for the next few years. But what if you do? What if you are in a car accident, or what if you get diagnosed with a serious illness? It is always better to be safe than sorry – especially when it comes to life insurance! Accidents and illnesses can happen at any time.
Seeing that life insurance could cover you (and your family) in the unfortunate event of your death, in the event of you becoming disabled, or in the event of you falling victim to a critical illness, it is easy to understand why most people shudder at the thought of what a life policy might cost them on a monthly basis. The truth is that life cover need not cost you an arm and a leg.
If you’re an OUTsurance life insurance client and you have elected the 100% OUTbonus option on your life insurance product, you can look forward to receiving all of the life insurance premiums that you paid in the first 15 years of the policy, back in cash, provided that you have not submitted any claims on that policy.
As you can see, life insurance is a must-have that will provide you with the cover that you need and deserve. Make the right choice and get in touch with OUTsurance today for a quote. You’ll be very glad.
The Life OUTbonus is optional on our Underwritten life product and if selected comprises on average one third of your premium. Premiums are guaranteed for 5 years and increase on average at only 6% per annum.