AWESOME BUSINESS PROPERTY INSURANCE BENEFITS
Speak to any of our business insurance consultants and they’ll tell you that we’re all about providing you with the best business insurance package possible. Imagine great benefits, awesome service, fast and fair claims settlement, and value-for-money premiums - and you’ve got a winning combination.
At OUTsurance we understand that there will not always be visible signs of forced or violent entry when your business is at risk of shoplifting incidents. For this reason we have designed optional shoplifting cover to protect you during normal business hours should such an unfortunate event occur.
If you own a guesthouse, hotel or game lodge it may happen that you will be held liable for theft or damages to your guests’ or visitors’ personal property at your premises. Property of guest cover is an optional cover specifically designed for you to cover the uninsured property of your guests and visitors.
A major concern associated for businesses selling fresh produce, whether it is a butcher or a restaurant is the loss of refrigerated stock. Add deterioration of stock cover to your facility and cover the deterioration of your refrigerated stock.
Should you be unable to access your property due to an incident that occurred within a 10km radius from your premises, OUTsurance will be there to assist you by paying for loss of rent up to a specified limit.
Renting out of stock cover is there to protect your valued items when they are in the possession of your customers. Renting out of stock is available as an optional cover which starts as soon as your item leaves your premises and ends when these items have been returned.
As an OUTsurance client, you automatically have access to our free Help@OUT emergency office and roadside assistance service. Simply call 08 600 80 000 any time of the day or night, we’re ready to assist.
If you are worried about customers or guests leaving without paying their bills, this optional cover will put your mind at ease. If you select bilking cover you can nominate an amount you feel will cover you comfortably should an incident like this happen.
In the event where you need to extinguish or fight a fire, we will not leave you out of pocket. OUTsurance will pick up the bill for any reasonable costs relating to the extinguishing or fighting of fire.