With OUTsurance's buildings insurance product your house or building will be insured for loss or damage caused by acts of nature, fire, explosion and subsidence. Our buildings insurance package even covers damage caused by leaking water-heating systems and water pipes. We also cover damage caused by power surges at no extra cost!
If any claimable incidents cause loss or damage to your building materials or fixtures and fittings during construction or alteration, we will provide cover.
Oh, and by the way - we'll even cover the cost of calling out the fire brigade and arrange temporary accommodation after an incident has left your house uninhabitable (for a maximum of 20% of the OUTsured value) until it's fit to live in again.
However, if you want to insure your personal possessions inside your house, make sure to check out our contents insurance product.
Buildings insurance benefits
- Your excess remains fixed regardless of the value of your claim.
- Enjoy peace-of-mind, knowing that your premiums are guaranteed for 12 months, even if you submit a claim!
- Our claims team will process your claim faster than what you'd ever expect.
- Free Help@OUT emergency home assistance - 24 hours a day, 7 days a week.
- Receive a cash OUTbonus after three consecutive years of not claiming. We've already paid out more than R800 million in cash to date.
- You have access to an approved list of service providers.
- Automatic inflation-linked adjustments are made to ensure that your building won't be under-insured.
- You're covered for accidental damage to fixed glass and sanitary ware as well as water, gas and electricity connections between your home and public supplies.
Documents | Frequently Asked Questions
