Life Insurance OUTbonus

When you take good care of yourself, we reward you!


  • At OUTsurance, we reward you with an OUTbonus when you don’t claim. The OUTbonus is a cash bonus paid back into your account and completely tax free!
  • If you remain claim-free for five consecutive years, OUTsurance pays 10% of your paid life insurance premiums back in cash!
  • This cycle repeats itself and you'll receive 10% of your paid premiums back for every five claim-free years thereafter.
  • Get your friends to join the OUTsurance family and we'll top up your OUTbonus with R500 - we just need your facility number and three months' paid premiums from the new life insurance client.

There's only one way to lose your OUTbonus


Although you will forfeit your OUTbonus after the settlement of any claim, a brand new OUTbonus cycle will start immediately after the incident - and after five years of not claiming, you'll receive 10% of your total paid premiums back in cash - as usual!