This is why you’ll love insuring your business with us
- At Business OUTsurance, it doesn't matter how big or small your business is, or the type of industry you operate in - we'll still work out a deal that saves you money on your business insurance!
- Your commercial insurance premium is determined around your business' risk factors and yours alone. If you are a low risk client, your business could get covered by us for much less than what you are currently paying.
- Just like you, we absolutely hate hidden costs, complicated commercial insurance documents and fine print. That's why there aren't any!
- You'll never pay broker fees or commissions.
- We realise that without you, OUTsurance simply wouldn't exist. That's why you can be sure to receive awesome service every time you deal with us.
- We know just how inconvenient it is when you have suffered a loss and need to claim. We will therefore do our very best to get your business insurance claim sorted ASAP!
- You'll have access to Help@OUT emergency roadside and office assistance - 24 hours a day, 7 days a week.
- If you remain claim free for three years, you'll get 10% of your paid premiums back in hard cash. Remember we pioneered the OUTbonus and have paid over R800 million back to clients.
Documents | Frequently Asked Questions
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Car / Fleet Insurance
| At Business OUTsurance, company vehicles are covered in case of a car accident, hijacking, theft, fire, explosion and also against acts of nature. We also cover your vehicles for hail damage which comes standard at no additional premium. |
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Contents Insurance
| We'll insure all the moveable items inside your business (or items designed to operate outside the building) against malicious damage or damage caused by fire, impact, power surges and dips, impact and acts of nature. |
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OUT-of-the-Office (All Risk Insurance)
| OUT-of-the-Office insurance provides worldwide cover for business items such as notebooks, laptops, pagers or cellphones that are taken or used outside the office. |
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Buildings Insurance
| Our buildings insurance package covers the building itself, the outbuildings, as well as all your permanent fixtures, fittings or any improvements made to the building. This means that the entire structure, including patios, driveways, gate motors to underground pipes and cables are covered. |
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Electronic Equipment
| You can apply for stand-alone cover for your electronic equipment without needing to insure your business contents first. We cover licensed software, scanners, printers, audio or visual equipment or any industrial equipment items. |
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Other Business Insurance Products
| Our business interruption product covers any financial losses you may suffer due to the interruption of your business following a valid claim. OUTsurance also offers personal accident insurance which covers your business partners or employees in case of accidental death or disability. Other business insurance products include cover for stock and money, employer's liability, employee dishonesty, public liability and watercraft insurance. |
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