Get the best business contents insurance package
Business OUTsurance will insure your business contents against damage or loss caused by impact, wind, lightning, flood, snow, hail, subsidence as well as damage caused by fire or explosion and even malicious damage. Business OUTsurance will also pay for any damage to your business contents following a power surge or power dip.
Our business contents insurance package covers damage caused by the bursting of water-supply tanks or pipes and we'll even pay for the costs of replacing any documents - however, the cost for reproducing the data is not included.
If you want to insure the structure of your building or any permanent fixtures or fittings, make sure to visit our buildings insurance product page.
Documents | Frequently Asked Questions
Business contents insurance benefits
- Your business contents insurance excess remains fixed, regardless of the value of your claim. Never pay a proportionate excess.
- Enjoy peace-of-mind, knowing that your business contents insurance premium is guaranteed for 12 months.
- Apply for stand-alone cover for your electronic equipment (i.e. licensed software, scanners, printers, audio or visual equipment, or electronic industrial equipment) - you don't need to take out contents insurance first. Also check out our money, stock and stock-in-transit insurance products.
- Our claims team will process your business insurance claim faster than what you'd ever expect - we know you want to get back to doing business as usual.
- Free Help@OUT emergency office assistance - 24 hours a day, 7 days a week.
- Receive a cash OUTbonus after three consecutive years of not claiming.
- Access to an approved list of service providers.
- An automatic inflation-linked adjustment is made to ensure that your business contents won't be under-insured.
Add that little something extra...
Why not add one or more of our great optional products to your business contents insurance cover?
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We cover your business for the full replacement value of all your stock if it is stolen.
Insure your contents against any downward movement of land as a result of natural shifts or human activity.
Great optional plug-ins for Electronic Equipment Insurance
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This optional cover allows you to cover your electronic equipment against any loss or damage caused by theft.
If you choose this optional cover, you will receive cover for accidental damage to your electrical equipment. You can also choose to have any electronic equipment item (such as a vehicle hoist) covered for accidental damage only.
his additional cover option covers electrical equipment against any damage caused by the downward movement of all soil types resulting from the natural shifts or human activity which causes structural damage to your property.
*Personal Contents Insurance is also available for you personally, or can be added to your business insurance facility.